Works with Chime?
Cash advance apps and Chime
What each app’s own help center says about Chime, quoted, with the real cost of a $100 advance next to it. Checked 2026-10-18.
Apps that say they work with Chime
- Cash App Borrow
“Your money is deposited instantly in your Cash balance.” Source - Chime SpotMe and MyPay156% APR on $100 / 7 days, instant
“Eligibility for SpotMe requires $200 or more in qualifying direct deposits to your Chime Checking Account each month.” Source - Varo Advance487% APR on $100 / 7 days, instant
“All Varo Advance repayments are made from your Varo Bank Account.” Source
Apps that say they don’t
- Possible Finance
“We are currently unable to support some of the following accounts: Chime, Simple, Venmo (Personal), PayPal, Bluebird Amex, Dave, Serve, Current, Go2Bank, ONE, Albert, ... / Loan page: "Pay with your Chime card, extra debit card, Grandma's Visa gift card" (payments only)” Source
Apps that don’t say
Albert, Brigit, Cleo, DailyPay, Dave, EarnIn, FloatMe, Klover, MoneyLion, Payactiv, Tilt (formerly Empower). We found no statement about Chime in their help centers or terms. That doesn’t mean they won’t work; ask the app before paying a membership or fee.
Before you link a bank account: most apps take the advance back automatically on payday. If the money isn’t there, your bank may charge its own fees. See cheaper options if you’re covering a one-off gap.