Disclaimer

Information only. Cash Advance Clear explains how cash advance and earned wage access apps charge, how state and federal rules treat them, and what official records say about them. It is not financial, legal or tax advice and does not tell you whether to use any product.

We are not a lender. We don’t make loans or advances, don’t arrange them, don’t take applications and don’t pass your details to anyone.

Not affiliated. We are not affiliated with, endorsed by, or acting for any app, bank, employer or government agency named on this site. Names are used only to identify the products we describe. Trademarks belong to their owners.

Fees change. Every fee on this site comes from the company’s own published terms on the date shown. Companies change fees, limits and terms, sometimes without much notice. Before you use any app, read its current terms; where they differ from this site, they are right.

APR is our comparison number. The APRs on this site are calculated by us with the formula on How we calculate, from the fees and assumptions shown. Many providers say their fees are not interest, and under current federal guidance some of these products are not required to disclose an APR. Our figures are not a legal disclosure.

Official records. Where we describe a lawsuit or complaint, the claims in it are allegations unless a court or agency says otherwise. We report the status shown in the latest official document we found, with its date.